Smart529 Select

Investment Options

SMART529 Select offers a variety of investment portfolios tailored to individual investor's savings needs. You can even mix SMART529 Select investment portfolios for greater customization.

imageBecause investors differ in how long they plan to invest and how much risk they are willing to take, SMART529 Select also offers ten Static Portfolios. Each one differs in its risk and return potential, from more aggressive portfolios invested entirely in equities, to more conservative bond portfolios that invest completely in fixed income securities.

In contrast to the Age-Based Portfolios, Static Portfolios do not change as the child ages. The account owner must decide when and if a change to the allocation is needed. Tax-free transfers between investment options are allowed twice per calendar year (automatic quarterly rebalancing of the Static Portfolios does not count toward this limit).

For more information on the specific risks of these portfolios, please see the Offering Statement.PDF

  Asset Class Description
Equity swatch Equity (stocks)
  • Stock or shares of ownership or equity in a company.
  • Have historically offered the best growth opportunities over the long term as well as the highest risk and volatility.
Fixed Income swatch Fixed Income
  • Fixed income investing refers to any type of investment or budgeting style that an issuer pays real return rates or periodic income at a set interval and at reasonably predictable levels. This may include bonds, bond funds, CDs, ETFs, and money market funds. Fixed income investors are usually pensioners or retirees who rely on a regular, stable income stream.
  • Are less risky and volatile than stocks, but have historically produced lower returns.
MUN 119873
Updated 12/07/2017