SMART529 WV Direct offers a variety of investment portfolios tailored to individual investor's savings needs.
With Age-Based Portfolios, deciding how to invest is easy. The asset allocation within each of our five portfolios is tailored for children in a particular age group. As your child grows, assets are shifted from being primarily equity based to more fixed income, providing greater growth potential when your child is younger, and increased capital preservation potential as your child approaches college.
Tax-free transfers between investment options are allowed once per calendar year (automatic quarterly rebalancing of the Age-Based Portfolios does not count toward this limit).
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Asset Class |
Description |
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Equity (stocks) |
- Stock or shares of ownership or equity in a company.
- Have historically offered the best growth opportunities over the long term as well as the highest risk and volatility.
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Fixed Income |
- Any type of investment that yields a regular (or fixed) return, including bonds, money market instruments or preferred stock.
- Are less risky and volatile than stocks, but have historically produced lower returns.
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PAST PERFORMANCE IS NOT INDICATIVE OF FUTURE RESULTS.
