Smart529 - College Savings Plan - 529 Plan Education Investment

Change Base Text Size

A
A+
A++

Utility menu

Smart529

Account Navigation

For Account Owners

Provide Feedback

About SMART529

SMART529 is West Virginia’s 529 college savings program, offering a variety of investment strategy options designed to meet a range of needs and college attendance timelines. SMART529 offers flexibility; investors may purchase the 529 plans directly, or through financial investment advisors.

Learn more about SMART529 Plans

Customer Service

phone icon For assistance call:
1-866-574-3542

See how $50 is helping Logan's dream come true

New Ways to Save

College savings can be difficult, so we're introducing ways that might make it easier.


Ugift®	Upromise®	Automatic Investment Program	Payroll Direct Deposit

College Savings Milestones

Getting Started

Open a new SMART529 College Savings account today!

College Savings Calculator Calculate college costs - College Savings Calculator Calculator opens in a second window

A Great Plan is Even Better

Introducing a new account management system for SMART529 WV Direct:

What's New

SMART529 WV Direct Plan Changes
Administrative Update
2010 WV State Fair Coloring Contest
Winners Announced
2009-2010 "When I Grow Up"
Essay Contest Winners
2010 Important Information
Investment Strategy Change

SMART529 is issued by the West Virginia College Prepaid Tuition and Savings Program Board of Trustees and is administered by Hartford Life Insurance Company.

MUN 101171

The Hartford

West Virgina College Prepaid Tuition and Savings Program Board of Trustees

Office of the State Treasurer, John Perdue. Read his Smart529 Statement.

West Virginia
State Treasurer's
website

SMART529 is a program of the West Virginia College Prepaid Tuition and Savings Program Board of Trustees and is administered by Hartford Life Insurance Company.

West Virginia provides its residents with tax advantages for investing in SMART529. If you reside in or have taxable income in a state other than West Virginia, you should consider whether your state has a qualified tuition program that offers favorable state income tax or other benefits exclusive to your state's program that are not available under the SMART529 program.

Non-qualified withdrawals are taxable as ordinary income to the extent of earnings and may also be subject to a 10% federal income tax penalty. Such withdrawals may have state income tax implications.

Investments in SMART529 are not guaranteed or insured by the State of West Virginia, the Board of Trustees of the West Virginia College Prepaid Tuition and Savings Program, the West Virginia State Treasurer's Office, Hartford Life Insurance Company, The Hartford Financial Services Group, Inc., the investment sub-advisors for the Underlying Funds or any depository institution. Investments in SMART529 are subject to investment risks, including the loss of the principal amount invested, and may not be appropriate for all investors.

Investments in SMART529 are subject to certain charges, which will reduce the value of your Account as they are incurred. Please see the Offering Statement for details of charges or fees that apply to the specific SMART529 savings plan.

This information is written in connection with the promotion or marketing of the matter(s) addressed in this material. The information cannot be used or relied upon for the purpose of avoiding IRS penalties. These materials are not intended to provide tax, accounting or legal advice. As with all matters of a tax or legal nature, you should consult your own tax or legal counsel for advice.

You should carefully consider the investment objectives, risks and charges and expenses of SMART529 and its Underlying Funds before investing. This and other information can be found in the Offering Statement for SMART529 and the prospectuses or other disclosure documents for the Underlying Funds, which can be obtained on this website or by calling toll-free (866) 574-3542. Please read them carefully before you invest or send money. SMART529 is distributed by Hartford Securities Distribution Company Inc. Member SIPC.

"The Hartford" is The Hartford Financial Services Group, Inc. and its subsidiaries.