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529 Basics
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  - What is a 529 Plan?
  - More Ways To Save
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Plan Details
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  - How Much To Save
College Gifting
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  - College Gifting Overview
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Tools & Resources
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  - Calculators and Resources
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529 Basics
- 529 Basics
- What is a 529 Plan?
- More Ways To Save
- Paying for K-12 Tuition
- Saving for College
- College Savings Choices
- College Savings Strategies
Plan Details
- SMART529 WV Direct
- Features & Benefits
- Investment Options
- Performance
- SMART529 Plan Comparison Chart
- Planning Ideas
- Account Owner Stories
- Top Reasons to Save
- Legacy & Estate Planning
- Save by Investing Early
- Share Your Plan with Your Kids
- How Much To Save
College Gifting
- College Gifting
- College Gifting Overview
- Gifting FAQ
- Gifting Programs
- Purchase a Gift Card
- Ugift
- Upromise
Tools & Resources
- Resources
- Calculators and Resources
- Offering Statement and Literature
- College Savings Choices
- Accounts
- Open an Account
- For Account Owners
- For Employers and Financial Advisors
Programs & Events
- Programs & Events
- Bright Babies
- College Day at Preschool
- Back to School
- Contests
- When I Grow Up Essay Contest
About Us
FAQs
Forms
Contact Us
Log In to Account Access
Open Account

Home > Tools & Resources

Tools & Resources

Calculators and Resources

The tools and calculators below can be used to help project future college costs, expected family contribution and what your college savings goal should be.

Offering Statement and Literature

Access plan documents, including our Offering Statement, Brochure and Performance sheet.

College Savings Choices

You have several choices when you are determining your college savings strategy. Learn more about the most popular choices and the potential tax advantages of each.

For Account Owners

View options for accessing and managing your account, including Forms & Documents, making an additional contribution, or requesting a distribution (financial aid).

Open an Account

Follow a few simple steps to open your college savings account, including obtaining an enrollment kit, completing our new account checklist, and verifying WV residency requirements.

"When I Grow Up" Essay Contest

Encourage your child to enter the 2018 “When I Grow Up” essay contest for a chance to win up to $5,000 in a SMART529 College Savings account.

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Learn More >

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Offering Statement
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Business Continuity

SMART529 is a program of the West Virginia College Prepaid Tuition and Savings Program Board of Trustees and administered by Hartford Funds Management Company, LLC ("HFMC").

SMART529 Direct is available to residents of West Virginia or to non-residents where the beneficiary is a resident of West Virginia. West Virginia (WV) provides certain tax advantages to WV taxpayers that invest in SMART529 Direct. Before investing, an investor should consider whether the investor’s or designated beneficiary’s home state offers any state tax or other state benefits such as financial aid, scholarship funds, and protection from creditors that are only available for investments in such state’s 529 plan.

Investments in SMART529 are not guaranteed or insured by the State of West Virginia, the Board of Trustees of the West Virginia College Prepaid Tuition and Savings Program, the West Virginia State Treasurer's Office, HFMC, The Hartford Financial Services Group, Inc., the investment sub-advisers for the Underlying Funds or any depository institution. Investments in SMART529 are subject to investment risks, including the loss of the principal amount invested, and may not be appropriate for all investors.

Investments in SMART529 are subject to certain charges, which will reduce the value of your Account as they are incurred. Please see the Offering Statement for details of charges or fees that apply to the specific SMART529 savings plan.

This information is written in connection with the promotion or marketing of the matter(s) addressed in this material. The information cannot be used or relied upon for the purpose of avoiding IRS penalties. These materials are not intended to provide tax, accounting or legal advice. As with all matters of a tax or legal nature, you should consult your own tax or legal counsel for advice.

You should carefully consider the investment objectives, risks and charges and expenses of SMART529 and its Underlying Funds before investing. This and other information can be found in the Offering Statement for SMART529 and the prospectuses or other disclosure documents for the Underlying Funds, which can be obtained on this website or by calling toll-free (866) 574-3542. Please read them carefully before you invest or send money. SMART529 is distributed by Hartford Funds Distributors, LLC. Member SIPC.

"The Hartford" is The Hartford Financial Services Group, Inc. and its subsidiaries.