Save Your Way

SMART529 offers a variety of investment portfolios designed to provide for a range of risk tolerances and time horizons.¹ These savings can be used at thousands of eligible higher education institutions nationwide and internationally, including accredited colleges, universities and trade schools. Even if your child receives a tuition scholarship, your SMART529 savings can be used to cover other qualified expenses. And since anyone can contribute to a SMART529 WV Direct account, the sooner your family starts saving, the more likely you’ll be able to reach those goals.

• Automatic Investment Program – provide the dollar amount and frequency of your contributions and they will be transferred electronically from the bank or credit union account you specify to your SMART529 account.
• Payroll Direct Deposit – deduct monthly directly from your paycheck and deposit into your SMART529 account. Your employer must support this feature so ask your Human Resources representative.
• No minimum investment for West Virginia residents.
• Withdrawals for qualified higher education expenses are free from federal income tax, as well as West Virginia personal income tax.²
  
  

Open an Account

Ready Save App

Saving for your child’s education is now easier with the READYSAVETM 529 Mobile App. Manage your account right on your mobile device!

Need Professional Advice?

WV SMART529 Direct is available on a direct basis to any West Virginia resident, and you can open an account online here. However, if you feel like you need further assistance, you can contact your local tax, legal, accounting, or financial professional to discuss other options. If you would like information on The Hartford SMART529 plan, which is available exclusively through financial professionals, please click on the button below

The Hartford SMART529 Plan