College Savings Forms and Documents

Information updates and investment management changes can be made online by logging in to your account. The forms and documents below may be used as an alternative, and mailed to the address listed on the form.

Form / Document Description Requirement
Account Application Form PDF

Use this form to open a new account.

This form requires Social Security Numbers for Account Owner and Designated Beneficiary, a residential mailing address for the Account Owner, and W-9 Certification with the Account Owner signature.

See the Offering Statement for details.

Account Features Form PDF

Use this form to add, update or delete:

  • Automatic Investment Program (AIP) / Electronic Funds Transfer
  • Bank information
  • Interested party information
  • Reduced sales charge
  • Systematic Exchange Program
  • Systematic Withdrawal Program

To qualify for a reduced sales charge you must meet eligibility requirements. This form requires the Account Owner signature. See the Offering Statement PDF for details.

Account Information Change Form PDF

Use this form to update your:

  • Address
  • Telephone Number
  • Email address
  • Successor Owner

Use this form to change:

  • Your Name
  • Owner of the Account

For name changes, we require a notarized signature guarantee of your old signature and new signature by an authorized officer of a bank, broker or other qualified financial institution, or you may provide a certified copy of the appropriate legal documents establishing your name change.

A notarized signature guarantee is also required for changing the owner on the account.

Payroll Direct Deposit PDF

Use this form to add, change or delete Payroll Direct Deposit instructions for your account.

Complete and mail in this form. In turn, you will receive a Payroll Direct Deposit Confirmation Form, which you must sign and submit to your employer's payroll department. Your Payroll Direct Deposit instructions will not take effect until your employer has accepted your signed form.

Designated Beneficiary Change PDF

Transfer all or part of the balance in the Account of your current Designated Beneficiary to a new Designated Beneficiary

A list of eligible beneficiaries may be found in the Offering StatementPDFIf the new beneficiary is not an eligible family member, the change will be considered a non-qualified distribution. Non-qualified withdrawals are taxable as ordinary income to the extent of earnings and may also be subject to a 10% federal income tax penalty.

Distribution Request Form PDF

Use this form to request a full or partial, qualified or non-qualified distribution from your account.

Submit and sign a form for each type of distribution you are requesting (qualified or non-qualified).

We are required to file an IRS Form 1099-Q for distributions from your account during the calendar year.

Incoming Rollover/Transfer PDF

Use this form to initiate a direct rollover from:

  • Another 529 plan
  • Education Savings Account (ESA)
  • Qualified Savings Bond (EE Savings Bond)
  • Another savings account such as a mutual fund, bank account, CD or any other type of account to an existing account.

If you do not have an existing account with the SMART529 program, please Open an Account online or complete and mail a new Account Application form.

Agent Authorization/ Limited Power of Attorney PDF

Use this form for adding a Registered Investment Advisor (RIA) and adding Trading Authority to this account.

Unless authorized, SMART529 limits access to information on any account as well as the ability to make discretionary transactions to the Account Owner and employees of the Program Manager and its affiliates.

Select the Authorization Level you wish the RIA to have and sign the form under the witness of a Notary.

Agent Certification FormPDF

Use this form if you are an agent pursuant to an existing Power-of-Attorney document, and you would like to be added as an agent to SMART529 Account(s).

Note: This form must be notarized and submitted along with a copy of the Power-of-Attorney document to complete this request
Offering Statement PDF

Follow this link to obtain a pdf of the most recent Offering Statement for this plan. The Offering Statement provides descriptions of the underlying funds, risks and considerations, and the participation agreement.

Trustee Certification Form PDF

Please complete this form in its entirety if:

  • You are applying for a SMART529 Account where the Account Owner and/or Beneficiary will be a trust.
  • You are changing the Account Owner and/or Beneficiary of an existing SMART529 Account to a trust.
  • You are modifying the trust information previously provided to SMART529.

Note: All trust information must reflect the same information listed on the application. This form cannot be used as an application supplement.

Direct Rollover Out to Roth IRA FormPDF

Use this form to initiate a direct rollover of assets from your SMART529 Account to an existing Roth IRA account established for the benefit of the Beneficiary.

In order to avoid federal income tax or penalties, please ensure you meet the following requirements prior to submitting the form:

  • The 529 plan account must be open for 15 or more years.
  • Contributions and associated earnings that you transfer to the Roth IRA must be in the 529 plan account for more than 5 years.
  • A lifetime maximum amount of $35,000 per Designated Beneficiary may be rolled over from 529 plan accounts to Roth IRAs.
  • 529 plan assets can only be rolled over into a Roth IRA maintained for the benefit of the Designated Beneficiary on the 529 plan account.
  • 529 plan assets must be sent directly to the Roth IRA.
  • Roth IRA income limitations are waived for 529 plan rollovers to Roth IRAs.
  • The Roth IRA contribution is subject to the Roth IRA contribution limit for the taxable year applicable to the Designated Beneficiary for all individual retirement plans maintained for the benefit of the Designated Beneficiary.
  • The rollover is consistent with current IRS guidance.