Did you know?

• You can use SMART529 savings for private K-12 tuition
• You can save for both K-12 tuition and college expenses in one account
• You can access funds in your account at any time

How does it work?

• Use for K-12 tuition up to $10,000 per year, per child*
• No minimum investment
• Earnings accumulate tax-free
• Simple payment distribution options
• Investment returns are not guaranteed, and you could lose money by investing in the Plan.

*Distributions are free from federal and West Virginia state tax. Non-qualified withdrawals are taxable as ordinary income to the extent of earnings and may also be subject to a 10% federal income tax penalty.

Convenient way to save

• Choose between portfolios designed for a range of risk tolerances and time horizons
• Automatic payroll deduction
• Family and friends can help save with gifting programs