Investment Options

Age-Based Portfolios

SMART529 WV Direct offers a variety of investment portfolios tailored to individual investors' savings needs.

As their name suggests, Age-Based Portfolios are tailored for children in a particular age group. As your beneficiary gets older, your investment is automatically rebalanced from a more aggressive mix early on to a more conservative one as college nears.

Tax-free transfers between investment options are allowed twice per calendar year.

Underlying Funds for Age-Based Portfolios 

Static Portfolios

SMART529 WV Direct offers a variety of investment portfolios tailored to individual investors' savings needs.

Because investors differ in how long they plan to invest and how much risk they are willing to take, SMART529 also offers preset Static Portfolios ranging from an aggressive growth selection to more conservative choices. Tax-free transfers between investment options are allowed twice per calendar year.

 

Underlying Funds for Static Portfolios 

Individual Portfolios

SMART529 WV Direct offers a variety of investment portfolios tailored to individual investors' savings needs. Tax-free transfers between investment options are allowed twice per calendar year.

  • The SMART529 Stable Value Fund:   This portfolio seeks to maximize current income while preserving principal and delivering stable investment returns. The portfolio invests 100% in an account managed by Invesco Advisers, Inc.
  • The SMART529 500 Index Fund:  This portfolio seeks to track the performance of a benchmark index that measures the investing return of large-capitalization stocks. The portfolio invests 100% in the Vanguard Institutional Index Fund.

For more information on the specific risks of these portfolios, please see the Offering Statement.

 

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Equity

  • Stock or shares of ownership or equity in a company.
  • Have historically offered the best growth opportunities over the long term as well as the highest risk and volatility.

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Fixed Income

  • Any type of investment that yields a regular (or fixed) return, including bonds, money market instruments or preferred stock.
  • Are less risky and volatile than stocks, but have historically produced lower returns.

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Stable Value

  • Stable Value is a fixed income strategy designed to seek current income while preserving principal and reducing return volatility.

 

 

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