Investment Options
SMART529 WV Direct offers a variety of investment portfolios tailored to individual investor's savings needs.
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Age-Based Portfolios


SMART529 WV Direct offers a variety of investment portfolios tailored to individual investors' savings needs.

As their name suggests, Age-Based Portfolios are tailored for children in a particular age group. As your beneficiary gets older, your investment is automatically rebalanced from a more aggressive mix early on to a more conservative one as college nears.

Tax-free transfers between investment options are allowed twice per calendar year.

bar chart showing age-based portfolios

 

 

Underlying Funds for Age-Based Portfolios
 Fund Age-Based Portfolios
0-3 4-6 7-9 10-11 12-13 14-15 16 17 18+
 Vanguard Total Stock Market Index 62.75% 56.00% 49.00% 42.25% 35.50% 28.50% 21.75% 15.00% 8.25%
 Vanguard Total International Stock Index 29.25% 26.00% 23.00% 19.75% 16.50% 13.50% 10.25% 7.00% 3.75%
 Vanguard Total Bond Market II Index 8.00% 12.50% 19.00% 20.50% 24.50% 22.50% 11.00% 11.00% 11.00%
 Vanguard Inflation-Protected Securities 0.00% 5.50% 9.00% 9.50% 11.50% 10.50% 7.00% 7.00% 7.00%
 The Smart529 Stable Value Portfolio 0.00% 0.00% 0.00% 8.00% 12.00% 25.00% 50.00% 60.00% 70.00%
  100% 100% 100% 100% 100% 100% 100% 100% 100%

 

* Exception: SMART529 Stable Value Portfolio is managed by Invesco Advisers, Inc. and it is not a mutual fund.

Holdings are subject to change.

Vanguard and Invesco Advisers, Inc. are not affiliates or subsidiaries of Hartford Funds. For more information on the specific risks of these portfolios, please see the Offering Statement.


Static Portfolios


SMART529 WV Direct offers a variety of investment portfolios tailored to individual investors' savings needs.

Because investors differ in how long they plan to invest and how much risk they are willing to take, SMART529 also offers preset Static Portfolios ranging from an aggressive growth selection to more conservative choices. Tax-free transfers between investment options are allowed twice per calendar year.

 

 

Underlying Funds for Age-Based Portfolios


Individual Portfolios


SMART529 WV Direct offers a variety of investment portfolios tailored to individual investors' savings needs. Tax-free transfers between investment options are allowed twice per calendar year.

  • The SMART529 Stable Value Portfolio: This portfolio seeks to maximize current income while preserving principal and delivering stable investment returns. The portfolio invests 100% in an account managed by Invesco Advisers, Inc.
  • The SMART529 500 Index Portfolio: This portfolio seeks to track the performance of a benchmark index that measures the investing return of large-capitalization stocks. The portfolio invests 100% in the Vanguard Institutional Index Fund.

For more information on the specific risks of these portfolios, please see the Offering Statement.

 

 

Equity

  • Stock or shares of ownership or equity in a company.
  • Has historically offered the best growth opportunities over the long term as well as the highest risk and volatility.
 

Fixed Income

  • Any type of investment that yields a regular (or fixed) return, including bonds, money market instruments or preferred stock.
  • Is less risky and volatile than stocks, but has historically produced lower returns.
 

Stable Value

  • Stable Value is a fixed income strategy designed to seek current income while preserving principal and reducing return volatility.

 

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