Using SMART529 for K-12 tuition is easy!

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Did you know?

  • You can use SMART529 savings for private K-12 tuition
  • You can save for both K-12 tuition and college expenses in one account
  • You can access funds in your account at any time


How does it work?

  • Use for K-12 tuition up to $10,000 per year, per child*
  • No minimum investment
  • Earnings accumulate tax-free
  • Simple payment distribution options
  • Investment returns are not guaranteed, and you could lose money by investing in the Plan.

*Distributions are free from federal and West Virginia state tax. Non-qualified withdrawals are taxable as ordinary income to the extent of earnings and may also be subject to a 10% federal income tax penalty.


Convenient way to save

  • Choose between portfolios designed for a range of risk tolerances and time horizons
  • Automatic payroll deduction
  • Family and friends can help save with gifting programs

Not all 529 portfolios may be appropriate for saving for, or use for, K-12 Tuition Expenses. Please consult a financial professional for more information.